401(k) Calculator

The 401(k) calculator can help you get a better understanding of your retirement goals and make informed decisions about your savings. It estimates how much money you will have saved by retirement, based on your current contributions, investment returns and other factors.

Calculate

Calculate your retirement earnings

401(k) Employee Savings Total employee contributions: $1000

Current Age

Your current age.

Current Age:
15 40 65 90
Retirement Age

The age at which you plan to retire.

Retirement Age:
10 36 63 90
Annual After-Tax Income

Your annual after-tax income before retirement.

Annual After-Tax Income:
$0 $330w $660w $1000w
Annual Salary Increase

The percentage by which your annual salary increases each year.

Annual Salary Increase:
0% 4% 8% 12%
Current Savings

Total amount that you currently have saved toward your retirement. Include all sources of retirement savings such as 401(k)s, IRAs and annuities.

Current Savings:
$0 $330w $660w $1000w
Annual Savings

The percentage of your annual salary that you contribute to your 401(k) plan.

Annual Savings:
0% 33% 66% 100%
Investment Returns Before Retirement

The average annual return on the investments in your 401(k) plan.

Investment Returns Before Retirement:
0% 4% 8% 12%

401(k) Employer Match Total employer contributions: $1000

Employer Match

The percentage of your 401(k) contributions that your employer matches which is based on a percentage of your annual contributions. There can be no match without an employee contribution, and not all 401(k)s offer employer matching.

Employer Match:
0% 133% 266% 400%
Employer Match Limit

The maximum amount that your employer will match on your 401(k) contributions.

Employer Match Limit:
0% 33% 66% 100%
Calculate

Note

Please note that the calculations provided by our 401(k) Calculator are for informational purposes only and should not be considered as financial advice. It is always recommended to consult with a qualified financial advisor before making any investment decisions.

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